Summary
Overview
Work History
Education
Skills
Sports
Timeline
Generic

Michelangel Martina

Finance - Credit & Collection Executive
Willemstad

Summary

Dynamic finance professional with a proven track record at Digicel for enhancing collections success and reducing bad debt losses. Expert in Microsoft Excel and adept at negotiating, I excel in transforming credit management processes. Strong analytical skills and ability to maintain positive client relationships have consistently improved financial outcomes.

Overview

15
15
years of professional experience

Work History

Finance - Credit & Collection Executive

Digicel
09.2015 - Current
  • Improved collections success by implementing effective strategies for contacting delinquent clients and negotiating payment plans.
  • Maintained accurate records of all collection activities, ensuring compliance with company policies and industry regulations.
  • Reduced bad debt losses through diligent monitoring of accounts receivable and timely follow-up with customers.
  • Played an instrumental role in reducing aged receivables through proactive monitoring and swift action on overdue accounts.

Cash Collector

Curacao Lottery
01.2015 - Current

Internship Student Administrator

RBC Royal Bank
03.2013 - 05.2013
  • Improved internship experience by efficiently managing assigned tasks and meeting deadlines.
  • Gained practical experience in various aspects of the field, applying academic knowledge to real-world situations.
  • Developed professional skills through hands-on experiences, including time management and effective communication.
  • Sorted, organized, and maintained files.

Warehouse Worker

Satex Agencies B.V
07.2009 - 05.2013
  • Loaded, unloaded, and moved material to and from storage and production areas.
  • Operated various types of warehouse machinery safely, adhering to all relevant guidelines and protocols.

Administrative Intern

Bofrei Agencies
10.2011 - 03.2012
  • Handled sensitive information with discretion, ensuring confidentiality was maintained at all times when dealing with personnel records or proprietary company data.
  • Reduced errors in data entry tasks by maintaining thorough attention to detail and verifying information before inputting it into the system.
  • Entered data into system and accurately updated customer accounts.
  • Increased accuracy in financial record-keeping through diligent expense tracking and reconciliation.

Education

Bachelor of Science - Marketing Management

University of Curacao
05.2001 -

Administrator

Frater Aurelio SBO
05.2001 -

High School Diploma -

St.Jozef VSBO
05.2001 -

High School Diploma -

Stella Maris College
05.2001 -

Skills

Technical Skills

  • Proficient in Microsoft Excel (data analysis, pivot tables, VLOOKUP, and formula creation)

  • Advanced knowledge of Microsoft Word (document preparation, reporting, and formatting)

  • Experience with credit management software

  • Skilled in data reconciliation and financial reporting

  • Strong understanding of accounting principles related to collections and write-offs

Collection & Debt Management Skills

  • Expertise in reducing aged debts through effective collection strategies

  • Knowledge of credit risk assessment and analysis

  • Proficient in handling account write-offs and bad debt recovery

  • Ability to negotiate and resolve disputes to ensure timely payments

  • Experienced in monitoring credit limits and enforcing credit policies

Analytical and Problem-Solving Skills

  • Strong analytical skills for assessing debtor accounts and identifying payment trends

  • Experience in creating reports to track key performance indicators (KPIs) such as DSO (Days Sales Outstanding)

  • Ability to identify root causes of overdue payments and implement preventive measures

  • Skilled in developing and streamlining collection processes to improve efficiency

Communication and Interpersonal Skills

  • Excellent communication skills for liaising with clients and internal departments

  • Proficient in drafting professional correspondence and collection letters

  • Strong negotiation skills to resolve payment issues amicably

  • Adept at building and maintaining positive relationships with clients

Sports

  • Passionate about Football, both when i was player and a fan
  • Enjoy playing Padel as a way to stay active and competitive

Timeline

Finance - Credit & Collection Executive

Digicel
09.2015 - Current

Cash Collector

Curacao Lottery
01.2015 - Current

Internship Student Administrator

RBC Royal Bank
03.2013 - 05.2013

Administrative Intern

Bofrei Agencies
10.2011 - 03.2012

Warehouse Worker

Satex Agencies B.V
07.2009 - 05.2013

Bachelor of Science - Marketing Management

University of Curacao
05.2001 -

Administrator

Frater Aurelio SBO
05.2001 -

High School Diploma -

St.Jozef VSBO
05.2001 -

High School Diploma -

Stella Maris College
05.2001 -
Michelangel MartinaFinance - Credit & Collection Executive